{"content":[{"text":"total 16\ndrwxr-xr-x 3 root root 4096 Sep 18 08:00 .\ndrwxr-xr-x 7 root root 4096 Sep 18 21:46 ..\ndrwxr-xr-x 8 root root 4096 Sep 18 08:00 .git\n-rw-r--r-- 1 root root  408 Sep 18 08:00 .gitignore\n9ebf5fb Initial workspace\n---\n","type":"text"}]}

{"content":[{"text":"# Keep generated and vendored files out of source diffs.\n\n# Logs / OS cruft\n*.log\n.DS_Store\n\n# JavaScript / TypeScript\nnode_modules/\n.next/\ndist/\nbuild/\ncoverage/\n\n# Python\n.venv/\nvenv/\n__pycache__/\n*.py[cod]\n.pytest_cache/\n*.egg-info/\n\n# Rust\ntarget/\n\n# Go / PHP / Ruby vendored deps\nvendor/\n.bundle/\n\n# Java / Kotlin / Scala\n.gradle/\n\n# .NET\nbin/\nobj/\n\n# Elixir\n_build/\ndeps/\n\n# Dart / Flutter\n.dart_tool/\n---net---\ncurl: (6) Could not resolve host: developer.banno.com\nrc=0\n{\"current_user_url\":\"https://api.github.com/user\",\"current_user_authorizations_html_url\":\"https://github.com/settings/connections/applications{/client_id}\",\"authorizations_url\":\"https://api.github.com/authorizations\",\"code_search_url\":\"https://api.github.com/search/code?q={query}{&page,per_page,sort,order}\",\"commit_search_url\":\"https://api.github.com/search/commits?q={query}{&page,per_page,sort,order}\",\"emails_url\":\"https://api.github.com/user/emails\",\"emojis_url\":\"https://api.github.com/emojis\",\"events_url\":\"https://api.github.com/events\",\"feeds_url\":\"https://api.github.com/feeds\",\"followers_url\":\"https://api.github.com/user/followers\",\"following_url\":\"https://api.github.com/user/following{/target}\",\"gists_url\":\"https://api.github.com/gists{/gist_id}\",\"hub_url\":\"https://api.github.com/hub\",\"issue_search_url\":\"https://api.github.com/search/issues?q={query}{&page,per_page,sort,order}\",\"issues_url\":\"https://api.github.com/issues\",\"keys_url\":\"https://api.github.com/user/keys\",\"label_search_url\":\"https://api.github.com/search/labels?q={query}&repository_id={repository_id}{&page,per_page}\",\"notifications_url\":\"https://api.github.com/notifications\",\"organization_url\":\"https://api.github.com/orgs/{org}\",\"organization_repositories_url\":\"https://api.github.com/orgs/{org}/repos{?type,page,per_page,sort}\",\"organization_teams_url\":\"https://api.github.com/orgs/{org}/teams\",\"public_gists_url\":\"https://api.github.com/gists/public\",\"rate_limit_url\":\"https://api.github.com/rate_limit\",\"repository_url\":\"https://api.github.com/repos/{owner}/{repo}\",\"repository_search_url\":\"https://api.github.com/search/repositories?q={query}{&page,per_page,sort,order}\",\"current_user_repositories_url\":\"https://api.github.com/user/repos{?type,page,per_page,sort}\",\"starred_url\":\"https://api.github.com/user/starred{/owner}{/repo}\",\"starred_gists_url\":\"https://api.github.com/gists/starred\",\"topic_search_url\":\"https://api.github.com/search/topics?q={query}{&page,per_page}\",\"user_url\":\"https://api.github.com/users/{user}\",\"user_organizations_url\":\"https://api.github.com/user/orgs\",\"user_repositories_url\":\"https://api.github.com/users/{user}/repos{?type,page,per_page,sort}\",\"user_search_url\":\"https://api.github.com/search/users?q={query}{&page,per_page,sort,order}\"}","type":"text"}]}

cd /sandbox/repo && for h in registry.npmjs.org pypi.org developer.jackhenry.io www.jackhenry.com; do echo "== $h"; timeout 10 curl -sSI https://$h 2>&1 | head -2; done; echo "--- npm search"; timeout 15 curl -sS "https://registry.npmjs.org/-/v1/search?text=banno&size=8" 2>/dev/null | python3 -c "import sys,json; d=json.load(sys.stdin); [print(o['package']['name'],o['package'].get('description','')[:80]) for o in d.get('objects',[])]" 2>&1 | head -20

{"content":[{"text":"== registry.npmjs.org\nHTTP/2 200 \r\ndate: Fri, 18 Sep 2026 21:47:05 GMT\r\n== pypi.org\nHTTP/2 200 \r\nreferrer-policy: origin-when-cross-origin\r\n== developer.jackhenry.io\ncurl: (6) Could not resolve host: developer.jackhenry.io\n== www.jackhenry.com\nHTTP/2 200 \r\ndate: Fri, 18 Sep 2026 21:47:05 GMT\r\n--- npm search\neslint-plugin-banno ESLint rules for Banno projects\n@jack-henry/banno-plugin-framework-bridge A library to facilitate communication between web apps running in a webview or i\neslint-plugin-banno-prism ESLint plugin for Banno Prism projects\nux-lint Linting tool for Banno UX projects\ngulp-ux-lint Gulp plugin for banno/ux-lint\n@jack-henry/jh-tokens Forge Design System core design tokens.\nninja-binaries Contains binaries of the Ninja build system\nbanno-htmlhint A Static Code Analysis Tool for HTML\n","type":"text"}]}

timeout 15 curl -sS "https://pypi.org/pypi/banno/json" 2>&1 | head -c 300; echo; echo "--- github search"; timeout 15 curl -sS "https://api.github.com/search/repositories?q=banno+api&per_page=8" 2>/dev/null | python3 -c "import sys,json;d=json.load(sys.stdin);[print(r['full_name'],'|',(r['description'] or '')[:90]) for r in d.get('items',[])]" 2>&1 | head -20

{"content":[{"text":"{\"message\": \"Not Found\"}\n--- github search\nBanno/consumer-api-openid-connect-example | Example of how to connect to Banno services using OpenID Connect (an identity layer on top\nBanno/google-actions-demo | Use the Banno Consumer API to power Google Assistant actions\nBanno/jhid-client-creds-helper | Helper utilities for common tasks with Banno's Platform API\npkowalsk/banno | YouTube API Exercise\nADetherow/BannoUI | RESTful API project for Banno.\npanurgy/browsing-banno-api | Exploring Banno's APIs\njrose90404/Banno-Assignment | Banno - Youtube API Test\ncameronbweston/TwitterStats | Banno Twitter API Project\n","type":"text"}]}

timeout 20 curl -sS https://raw.githubusercontent.com/Banno/consumer-api-openid-connect-example/master/README.md 2>&1 | head -60; echo "=== repo files"; timeout 15 curl -sS "https://api.github.com/repos/Banno/consumer-api-openid-connect-example/contents/" 2>/dev/null | python3 -c "import sys,json;[print(i['name']) for i in json.load(sys.stdin)]" 2>&1|head

{"content":[{"text":"# Consumer API OpenID Connect Example\n\nThis project is an example of how to connect to [Banno](https://banno.com/) services using [OpenID Connect](https://openid.net/connect/) (an identity layer on top of [OAuth 2.0](https://oauth.net/2/)).\n\nThis repository includes an example that uses [Node.js](https://nodejs.org) with the [Passport](http://www.passportjs.org/) authentication middleware to handle the OpenID Connect protocol.\n\nThis example is best used when following along with the [Authentication Quickstart on JackHenry.Dev](https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/Authentication/).\n\n## Note:\n\nIf you're learning how to build a *plugin*, you should use this other example project - https://github.com/Banno/simple-plugin-example\n\n# Prerequisites\n\nBefore you get started, you'll need these credentials:\n- `client_id`\n- `client_secret`\n\nYou have a few different options for getting those credentials.\n\n## 1) Signing up for a developer account on JackHenry.Dev\n\nInstructions on how to sign up for a developer account on JackHenry.Dev are at https://jackhenry.dev/open-api-docs/accessing-the-digital-toolkit/.\n\n## 2) Getting the credentials from a financial institution\n\nYou'll have to get the credentials from the back office administrator at your financial institution who has access to **Banno People**.\n\n_If the administrator does not know where to do this, they can review the [External application configuration](https://knowledge.banno.com/people/settings/external-application-configuration/) article on the Banno Knowledge site._\n\n## CAUTION\n\n```\nIt is important to keep the `client_secret` value secret and not leak it through some kind of frontend, client-accessible JavaScript call.\n```\n\n# Installation\n\n## 1) Install software prerequisites\n\nThe example is built for [Node.js](https://nodejs.org) and [npm](https://www.npmjs.com/).\n\nIf you don't have these installed on your system already, you may want to install a Node Version Manager such as [nvm](https://github.com/nvm-sh/nvm).\n\n## 2) Clone the repository\n\nThe cloned repository includes everything that you need for the next step.\n\n## 3) Install project dependencies\n\nFrom the repository root folder, run this command in the terminal:\n\n```\nnpm install\n```\n\n# Running the example locally\n\nAfter you've completed the installation steps, run this command in the terminal from the repository root folder:\n\n=== repo files\n.github\n.gitignore\nLICENSE\nREADME.md\nconfig.js\npackage-lock.json\npackage.json\npublic\nserver.js\n","type":"text"}]}

timeout 15 curl -sS "https://api.github.com/orgs/Banno/repos?per_page=100" 2>/dev/null | python3 -c "import sys,json;d=json.load(sys.stdin);print(len(d));[print(r['name'],'|',(r['description'] or '')[:80]) for r in d[:40]]" 2>&1 | head -45

{"content":[{"text":"100\nsalat-avro | Fast bi-directional Scala case class to Avro serialization\nscala-webframework-faceoff | \nsbt-license-plugin | sbt plugin for adding/updating license headers in source files\nUnfiltered | A toolkit for servicing HTTP requests in Scala\nakka-event-handler-flume | flume sink for your akka event handler\nhadoop-nagios | \nHockeyKit | A software update kit for iOS and Android. Follow news on Twitter via @hockeyapp\nfabric.js | Fabric.js — Object Model for HTML5 Canvas + SVG-to-Canvas (& canvas-to-SVG) Pars\nUnderscore-Matchers-for-Jasmine | \njsonz | Yet another Scala json parsing library blending together the better ideas\ntapkulibrary | tap + haiku = tapku, a well crafted open source iOS framework\nKIF | Keep It Functional - iOS Test Framework\nHockeySDK-iOS | The official iOS SDK for the HockeyApp service\nknife-whisk | Knife plugin to generate knife server create commands\nchosen | Chosen is a library for making long, unwieldy select boxes more friendly.\ngrunt-coffeeify | \nvagrant | Vagrant is a tool for building and distributing working environments.\nknife-ec2 | Opscode Chef knife plug-in for EC2\napt | Development repository for Opscode Cookbook apt\nvagrant-hosts | Manage static DNS on vagrant guests\nknife-santoku | A drop in replacement for knife that helps you build out processes around Chef\nXcodeCoverage | Code coverage for Xcode projects\ncore-plot | Unofficial core-plot mirror\ntuneup_js | A JavaScript library to ease automated iOS UI testing with UIAutomation and Inst\nsbt-extras | Extras for sbt.\nReactiveCocoa | A framework for composing and transforming streams of values\nchef-npm-registry | Installs and configures an NPM package registry for use with Node.js using the o\nsimplecaptcha-audio-flash-fallback | Flash Fallback player for wav files generated by simplecaptcha.\nbangarang | Not called aws-scala-sdk so we don't get sued\nnpm-artifactory | A proxy server that uses artifactory as a data store for npm modules\nsysctl-cookbook | \nasyncpools | Akka based asynchronous worker pool\ngithub-xcode-bot-builder | \nmetrics | Capturing JVM- and application-level metrics. So you know what's going on.\nsprout-wrap | Pivotal Labs uses this project with sprout, soloist and librarian-chef to build \nsprout | A collection of Chef cookbooks to configure an OS X machine for development\nsprout-homebrew | contains meta recipe to install homebrew casks and formulae using attributes def\nchef | A systems integration framework, built to bring the benefits of configuration ma\nakka | Akka Project\nchill | Scala extensions for the Kryo serialization library\n","type":"text"}]}

{"content":[{"text":"jackhenry.dev            resolves\nbanno.com                resolves\nknowledge.banno.com      resolves\napi.banno.com            resolves\n","type":"text"}]}

timeout 20 curl -sSL -o /tmp/dt.html -w "%{http_code}\n" https://jackhenry.dev/open-api-docs/accessing-the-digital-toolkit/ 2>&1; echo "---"; python3 -c "
import re,html
t=open('/tmp/dt.html',encoding='utf8',errors='replace').read()
t=re.sub(r'<(script|style)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>',' ',t); t=html.unescape(t); t=re.sub(r'\s+',' ',t)
print(t[:3000])"

fetch(){ timeout 25 curl -sSL "$1" 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>',' ',t); t=html.unescape(t); t=re.sub(r'\s+',' ',t)
print(t[:${2:-2500}])"; }
echo "=== GETTING STARTED"; fetch https://jackhenry.dev/open-api-docs/getting-started/

{"content":[{"text":"=== GETTING STARTED\n Getting Started | Banno SDK | Jack Henry Docs Developer Programs Getting Started Get started working with Jack Henry's developer programs today. Fintech Integration Network (FIN) Jack Henry's Integration Program for Fintechs. Technical Account Manager (TAM) Get technical integration help from a single point of contact. Developer Account Create a developer acccount to access resources that help you integrate with Jack Henry. Learn Shared Responsibility Learn about shared roles and responsibilities of customers and Jack Henry in open banking. Developer Use Cases Find a use case that fits your development needs. Developer Video Gallery Watch the latest demos, webinars, and more. Developer Conference Connect with industry leaders, gain insights from expert speakers, and explore our latest innovations. Docs Authentication Framework Map customer identities to your existing system IDs. Banno SDK Create exceptional banking experiences. Data Hub Get deeper access to financial institution data. Digital Core Modernize with cloud-native core banking technology. Enterprise Event System Respond to events in real-time using this powerful pub/sub-based solution. jXchange - REST API Translate business information between Jack Henry and 3rd-party apps using a REST-based API. jXchange - SOAP API Translate business information between Jack Henry and 3rd-party apps using a SOAP-based API. Operational Data Integration (ODI) Get customized queries for bulk data needs. Payments Embed check deposits, ACH, bill pay, cards, and real-time payments. Payments Orchestrator Embed multiple payment rails and virtual accounts into your solution. SymXchange Query Symitar core member accounts, post transactions, run PowerOn scripts, and more. Full List of APIs Begin working with Jack Henry's public APIs to build financial applications today. / Sign in Sign up Sign in Banno SDK Home Getting Started Coding with AI Plugin Framework Consumer API Admin API Authentication Framework Troubleshooting Glossary Open Banking Notices Change Log Banno SDK Banno SDK Getting Started Coding with AI Plugin Framework Consumer API Admin API Authentication Framework Troubleshooting Glossary Open Banking Notices Change Log jackhenry.dev Banno SDK Getting Started Getting Started On this page... Signing up for a developer account Creating a test user Enroll the test user in 2FA and create username and password Confirm enrollment Generating and configuring a plugin Building an external application Next steps This gu\n","type":"text"}]}

timeout 25 curl -sSL https://jackhenry.dev/open-api-docs/getting-started/ 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
lines=[l.strip() for l in t.split('\n') if l.strip()]
out='\n'.join(lines)
i=out.find('Signing up for a developer account',2000)
print(out[i:i+6000])"

{"content":[{"text":"Signing up for a developer account\nCreating a test user\nEnroll the test user in 2FA and create username and password\nConfirm enrollment\nGenerating and configuring a plugin\nBuilding an external application\nNext steps\nThis guide walks you through:\nSigning up for a\ndeveloper account\nCreating a\ntest user\nGenerating an\nexternal application\nConfiguring a\nplugin\nIf you run into issues with either of these situations…\nSigning up\nfor the\nfirst time\nLogging in\nagain\nafter previously signing up\n… then try stepping through the\nTroubleshooting\npage.\nSigning up for a developer account\nYour first step will be to\nsign up for a developer account\n.\nOnce you have completed that step, return to this page and continue with the steps below.\nCreating a test user\nNext, let’s create a\ntest user\nfor you to use in the\nGarden\ndemo institution.\nPress the\nGenerate test user\nbutton in the\nTest user\ncard in the developer dashboard.\nAfter the user has been created, press the\nEnroll in Garden\nbutton to open the\nGarden\ndemo institution in a new browser tab.\nIn the\nNew user enrollment\npage, fill out the form using information from your developer dashboard:\nFor the\nSocial Security number\nfield, enter the\nSSN number\nfrom the\nTest user\ncard.\nFor the\nAccount number\nfield, enter the\nChecking account\nor\nSavings account\nfrom the\nTest user\ncard.\nFor the\nEmail\nfield, enter the\nemail address\nfor the Google account you used in the\nSign in with Google\npage.\nFor the\nPhone\nfield, enter the\nphone number\nyou entered in the\nBefore you continue\npage.\nPress the\nNext\nbutton.\nYour test user now exists in the\nGarden\ndemo institution and is ready for\nenrollment\n.\nEnroll the test user in 2FA and create username and password\nNext let’s\nenroll your test user in 2FA\nand create a username and password for the\nGarden\ndemo institution.\nIn the\nProtect your account with 2-step verification\npage, press the\nGet started\nbutton.\nSelect an option to specify your\npreferred 2FA verification method\n.\nEnter the\nphone number\nyou previously entered in the\nBefore you continue\npage, then press the\nNext\nbutton.\nImportant\nYou must use a\nUnited States phone number\nto work with this environment.\nSelect your\npreferred 2FA code retrieval method\n, then press the\nSend code\nbutton.\nEnter the\none-time 2FA code\nthat you just received, press the\nVerify\nbutton, then press the\nDone\nbutton.\nAfter verifying,\nreview the EULA\n, check the checkbox, then press the\nAccept\nbutton.\nNext, enter a\nusername and password\n, confirm the password, then press the\nNext\nbutton.\nNow that your test user has been enrolled in the\nGarden\ndemo institution, you’re ready to return to the developer dashboard and confirm enrollment.\nConfirm enrollment\nNext, let’s\nconfirm\nthat your test user is enrolled in the\nGarden\ndemo institution.\nOpen the developer dashboard in your browser:\nhttps://jackhenry.dev/portal/dashboard\nIn the\nTest user\ncard, press the\nConfirm enrollment\nbutton.\nOnce enrollment has been verified, you’ll notice the\nPlugin configuration\ncard and\nBuild external applications\ncard both become active.\nGenerating and configuring a plugin\nNext, let’s\ncreate a plugin\nfor testing in the\nGarden\ndemo institution.\nFirst,\nopen the developer dashboard\nin your browser:\nhttps://jackhenry.dev/portal/dashboard\nPress the\nGenerate basic plugin\nbutton in the\nPlugin configuration\ncard.\nA form displays in the\nPlugin configuration\ncard. Enter values that are appropriate for your plugin, then press the\nSave\nbutton.\nNote that the\nplugin\nis initially generated with these defaults, which are each editable:\nTitle\n:\n[Username’s]\nTest Plugin\nDescription\n: Sample Digital Toolkit application for\n[Username]\nInitial height\n: 300\n[pixels]\nCard action label\n: View more\nBuilding an external application\nNext let’s configure your\nexternal application\nfor testing in the\nGarden\ndemo institution.\nOpen the developer dashboard in your browser:\nhttps://jackhenry.dev/portal/dashboard\n.\nEnter your application’s primary redirect URI in the\nPrimary redirect URI\nfield in the\nBuild external applications\ncard.\nIf you need a secondary redirect URI, press the\n+ Secondary redirect URI\nbutton to add another\nRedirect URI\nand enter the value.\nSecure Redirect URIs\nRedirect URIs must use HTTPS except in local development.\nHTTPS is required for all production redirect URIs to properly secure the connection between your application and our API.\nThe only exception is for local development. The following is a list of local options which are included in the HTTP allowlist:\nHost names of\nlocalhost\nor those that end in\n.local\nAny address in the IPv4 range of 127.0.0.0/8, 10.0.0.0/8, 172.16.0.0/12, or 192.168.0.0/16 (which includes http://127.0.0.1)\nPress the\nSave\nbutton.\nDefault redirect URIs\nThe\nExternal Application\nis initially generated with two default\nRedirect URI\ns, each of which is editable:\nPrimary redirect URI\n:\nhttps://jackhenry.dev/\n(Unnamed secondary redirect URI):\nhttp://localhost:8080/dynamic\nNext steps\nDownload the Mobile Apps for the Garden demo institution\nThe\nBanno Mobile\napps for the\nGarden\ndemo institution are available on\nGoogle Play\nand the\nApp Store\n.\nAndroid (Google Play)\niOS (App Store)\nReview the\nGetting Started\npages for each part of the Digital Toolkit:\nPlugin Framework\nConsumer API\nAdmin API\nAuthentication Framework\nIf you build with an AI coding assistant, see\nCoding with AI\nto connect it to this documentation before you start.\nHave a Question?\nHave a how-to question? Seeing a weird error?\nGet help in\nThe Jack Henry Developer Community\n.\nRegister for the\nDeveloper Office Hours\nwhere we answer technical Q&A from the audience.\nPlease ignore this field\nDid this page help you?\nWhy was this page helpful?\nContent is easy\nto understand\nHelped me solve a\nproblem\nOther\nMore info:\nCancel\nSubmit\nWhy wasn't this page helpful?\nContent is hard\nto understand\nCouldn't find the\ninfo I need\nInaccurate, code\nerrors, or typo\nOther\nMore info:\nCancel\nSubmit\nThank you for your feedback!\nLast updated Tue Aug 4 2026\non this page...\nSigning up for a developer\n","type":"text"}]}

fetch(){ timeout 25 curl -sSL "$1" 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
print('\n'.join(l)[:${2:-3000}])"; }
echo "=== CONSUMER API GS"; fetch https://jackhenry.dev/open-api-docs/consumer-api/getting-started/ 4000

{"content":[{"text":"=== CONSUMER API GS\nGetting Started | Banno SDK | Jack Henry Docs\nDeveloper Programs\nGetting Started\nGet started working with Jack Henry's developer programs today.\nFintech Integration Network (FIN)\nJack Henry's Integration Program for Fintechs.\nTechnical Account Manager (TAM)\nGet technical integration help from a single point of contact.\nDeveloper Account\nCreate a developer acccount to access resources that help you integrate with Jack Henry.\nLearn\nShared Responsibility\nLearn about shared roles and responsibilities of customers and Jack Henry in open banking.\nDeveloper Use Cases\nFind a use case that fits your development needs.\nDeveloper Video Gallery\nWatch the latest demos, webinars, and more.\nDeveloper Conference\nConnect with industry leaders, gain insights from expert speakers, and explore our latest innovations.\nDocs\nAuthentication Framework\nMap customer identities to your existing system IDs.\nBanno SDK\nCreate exceptional banking experiences.\nData Hub\nGet deeper access to financial institution data.\nDigital Core\nModernize with cloud-native core banking technology.\nEnterprise Event System\nRespond to events in real-time using this powerful pub/sub-based solution.\njXchange - REST API\nTranslate business information between Jack Henry and 3rd-party apps using a REST-based API.\njXchange - SOAP API\nTranslate business information between Jack Henry and 3rd-party apps using a SOAP-based API.\nOperational Data Integration (ODI)\nGet customized queries for bulk data needs.\nPayments\nEmbed check deposits, ACH, bill pay, cards, and real-time payments.\nPayments Orchestrator\nEmbed multiple payment rails and virtual accounts into your solution.\nSymXchange\nQuery Symitar core member accounts, post transactions, run PowerOn scripts, and more.\nFull List of APIs\nBegin working with Jack Henry's public APIs to build financial applications today.\n/\nSign in\nSign up\nSign in\nBanno SDK\nHome\nGetting Started\nPlugin Framework\nConsumer API\nGetting Started\nOverview\nQuickstarts\nGuides\nAPI Reference\nAdmin API\nAuthentication Framework\nTroubleshooting\nGlossary\nOpen Banking\nNotices\nChange Log\nBanno SDK\nBanno SDK\nGetting Started\nPlugin Framework\nConsumer API\nGetting Started\nOverview\nQuickstarts\nGuides\nAPI Reference\nAdmin API\nAuthentication Framework\nTroubleshooting\nGlossary\nOpen Banking\nNotices\nChange Log\njackhenry.dev\nBanno SDK\nConsumer API\nGetting Started\nConsumer API\n>\nGetting Started\nOn this page...\nWhat is it?\nWhat is its purpose?\nQuickstarts\nHow do I get help?\nHow do I use it?\nOAuth 2.0 and OpenID Connect\nPermissions and Scope Enforcement\nPermissions Flow\nRestrictions\nConfiguration\nAPI Reference\nHow have others used it?\nAdditional details\nGuides\nOther “Getting Started” pages\nWhat is it?\nThe\nConsumer API\nis how you can\naccess user data\nusing the\nsame API\nthat powers Banno’s own Banno Online and Banno Mobile experiences.\nThe Consumer API helps you embed financial capabilities into\napp experiences outside of Banno\n(or use when building\ncustom Banno dashboard cards\nwith the Plugin Framework).\nCheckpoint\nHave you\nsigned up for a developer account\n?\nWhat is its purpose?\nThe Consumer API is intended to be used when an\nExternal Application\nwants to\ncall API endpoints with direct user interaction\n. This means that authentication is\non the user’s behalf\n.\nQuickstarts\nCheckpoint\nHave you completed the\nAuthentication (Node.js Example)\nQuickstart?\nCheckpoint\nHave you completed the\nAuthentication (Command Line)\nQuickstart?\nHow do I get help?\nIf you are\nhaving issues\nwith the Consumer API, try stepping through the\nTroubleshooting\npage.\nCheckpoint\nRegister for the\nDeveloper Office Hours\nwhere we answer technical Q&A from the audience.\nJoin\nThe Jack Henry Developer Community\n.\nHow do I use it?\nThese are some of the\nthings you should know\nabout the Consumer API.\nOAuth 2.0 and OpenID Connect\nThe Consumer API uses the OAuth 2.0\nAuthorization Code Grant\nflow to\nobtain an Access Token\n:\nAn External Application can use its credentials to\nobtain an Access Token\nafter the user has logged in and\nconsen\n","type":"text"}]}

echo "=== coding with AI"; timeout 25 curl -sSL https://jackhenry.dev/open-api-docs/coding-with-ai/ 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
print('\n'.join(l)[:3000])"; echo; echo "=== llms.txt?"; timeout 10 curl -sS -o /tmp/l.txt -w "%{http_code} %{size_download}\n" https://jackhenry.dev/llms.txt; head -20 /tmp/l.txt

{"content":[{"text":"</a><a class=jhdocs-header-sign-in href=https://jackhenry.dev/portal/ tabindex=8>Sign in\n</a><a class=\"jhdocs-btn jhdocs-btn-primary jhdocs-btn-header jhdocs-header-sign-up\" href=https://jackhenry.dev/portal/ tabindex=9><span class=jhdocs-btn-sign-up-in-up>Sign up</span>\n<span class=jhdocs-btn-sign-up-in-in>Sign in</span></a></div></header><header class=jhdocs-mobile-site-header><div class=jhdocs-nav-menu><nav aria-label=\"Primary navigation\"><div class=\"jhdocs-nav-site-mobile jhdocs-nav-menu\" onclick=toggleMobileLocalNavMenu()><span>jackhenry.dev</span>\n<button class=jhdocs-global-nav-btn><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\"><path d=\"M32 47.2 6.8 22l3.6-3.6L32 40l21.6-21.6 3.6 3.6z\"/></svg></button></div><ul id=jhdocs-mobile-local-nav-menu class=jhdocs-nav-menu-outermost><li><a class=jhdocs-nav-link href=/><div class=\"jhdocs-nav-icon jhdocs-icon-home\"></div><div class=jhdocs-nav-title>Home</div></a></li></ul></nav></div></header><script defer>window.addEventListener(\"click\",e=>documentClick(e)),window.addEventListener(\"keydown\",e=>documentKeyDown(e))</script><aside class=jhdocs-nav><div class=jhdocs-nav-menu><nav aria-label=\"Primary navigation\"><ul class=jhdocs-nav-menu-outermost><li><a class=jhdocs-nav-link href=/><div class=\"jhdocs-nav-icon jhdocs-icon-home\"></div>Home</a></li><li><a class=\"jhdocs-nav-link jhdocs-nav-header\"><div class=jhdocs-nav-header-line></div><div class=jhdocs-nav-title>Developer Programs</div></a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/developer-programs/getting-started/><div class=\"jhdocs-nav-icon jhdocs-icon-circle-play\"></div>Getting Started</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/developer-programs/fintech-integration-network/><div class=\"jhdocs-nav-icon jhdocs-icon-star-empty\"></div>Fintech Integration Network (FIN)</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/developer-programs/tam/><div class=\"jhdocs-nav-icon jhdocs-icon-circle-user\"></div>Technical Account Manager (TAM)</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/developer-programs/developer-account/><div class=\"jhdocs-nav-icon jhdocs-icon-tools\"></div>Developer Account</a></li><li><a class=\"jhdocs-nav-link jhdocs-nav-header\"><div class=jhdocs-nav-header-line></div><div class=jhdocs-nav-title>Learn</div></a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/shared-responsibility/><div class=\"jhdocs-nav-icon jhdocs-icon-handshake\"></div>Shared Responsibility</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/use-cases/><div class=\"jhdocs-nav-icon jhdocs-icon-bulleted-list\"></div>Developer Use Cases</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/videos/><div class=\"jhdocs-nav-icon jhdocs-icon-show\"></div>Developer Video Gallery</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/developer-conference/><div class=\"jhdocs-nav-icon jhdocs-icon-people\"></div>Developer Conference</a></li><li><a class=\"jhdocs-nav-link jhdocs-nav-header\"><div class=jhdocs-nav-header-line></div><div class=jhdocs-nav-title>Docs</div></a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/authentication-framework/><div class=\"jhdocs-nav-icon jhdocs-icon-monitor\"></div>Authentication Framework</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/open-api-docs/><div class=\"jhdocs-nav-icon jhdocs-icon-plug\"></div>Banno SDK</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/data-hub/><div class=\"jhdocs-nav-icon jhdocs-icon-data\"></div>Data Hub</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/digital-core-api-docs/><div class=\"jhdocs-nav-icon jhdocs-icon-data\"></div>Digital Core</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/ees/><div class=\"jhdocs-nav-icon jhdocs-icon-notifications\"></div>Enterprise Event System</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/jxchange-rest/><div class=\"jhdocs-nav-icon jhdocs-icon-code\"></div>jXchange - REST API</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/jxchange-soap/><div class=\"jhdocs-nav-icon jhdocs-icon-code\"></div>jXchange - SOAP API</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/odi/><div class=\"jhdocs-nav-icon jhdocs-icon-transfer\"></div>Operational Data Integration (ODI)</a></li><li><a class=jhdocs-nav-link href=https://api.payments.jackhenry.com/developer/><div class=\"jhdocs-nav-icon jhdocs-icon-wallet\"></div>Payments</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/payments-orchestrator/><div class=\"jhdocs-nav-icon jhdocs-icon-bills\"></div>Payments Orchestrator</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/symxchange-api-docs/><div class=\"jhdocs-nav-icon jhdocs-icon-code\"></div>SymXchange</a></li><li><a class=jhdocs-nav-link href=https://jackhenry.dev/full-list-of-apis/><div class=\"jhdocs-nav-icon jhdocs-icon-tutorial\"></div>Full List of APIs</a></li></ul></nav></div></aside><div class=jhdocs-scroll-section><main class=jhdocs-main-content><div class=jhdocs-content style=max-width:unset><h1>We can't find the page you're looking for...</h1><div class=four-oh-four-container><svg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 1841.49 2086.45\" class=\"four-oh-four-image\"><defs><style>.cls-1{fill:var(--jhdocs-illustration-bg-secondary)}.cls-2{fill:var(--jhdocs-illustration-text-content)}.cls-3{fill:var(--jhdocs-illustration-text-content)}.cls-4{fill:var(--jhdocs-illustration-text-content)}.cls-5{fill:var(--jhdocs-illustration-arrow)}.cls-6{fill:var(--jhdocs-illustration-text-content)}.cls-7{fill:var(--jhdocs-illustration-text-content)}</style></defs><circle class=\"cls-1\" cx=\"850.63\" cy=\"873.84\" r=\"675\"/><g><g><path class=\"cls-5\" d=\"M867.42 1182.16v405.18c0 70.15-56.87 127.02-127.02 127.02H127.01c-52.15.0-94.43 42.28-94.43 94.43v261.36c0 9-7.29 16.29-16.29 16.29h0c-9 0-16.29-7.29-16.29-16.29v-261.36c0-70.15 56.87-127.01 127.01-127.01h613.4c52.15.0 94.42-42.27 94.42-94.42v-405.2h32.6z\"/><g><path class=\"cls-6\" d=\"M904.08 1269.61v64.93c0 15.51-12.57 28.07-28.07 28.07h-49.78c-8.56.0-16.22-3.83-21.36-9.86h0c-4.18-4.91-6.71-11.26-6.71-18.21v-64.93h105.91z\"/><g><g><path class=\"cls-4\" d=\"M959.41 1118.25v129.7c0 20.03-16.24 36.27-36.28 36.27H779.11c-20.03.0-36.27-16.24-36.27-36.27v-129.7h216.57z\"/><rect class=\"cls-5\" x=\"725.19\" y=\"1089.69\" width=\"251.88\" height=\"28.56\" rx=\"4.76\" ry=\"4.76\" transform=\"translate(1702.25 2207.95) rotate(180)\"/></g><path class=\"cls-2\" d=\"M818.62 1089.69h-36.91v-88.27c0-10.19 8.26-18.45 18.45-18.45h0c10.19.0 18.45 8.26 18.45 18.45v88.27z\"/><path class=\"cls-2\" d=\"M902.08 982.97h0c10.19.0 18.45 8.27 18.45 18.45v88.27h-36.91v-88.27c0-10.19 8.27-18.45 18.45-18.45z\"/></g><path class=\"cls-7\" d=\"M959.41 1118.25v129.7c0 20.03-16.24 36.27-36.28 36.27H779.11c-20.03.0-36.27-16.24-36.27-36.27 155.51-10.8 169.79-129.7 169.79-129.7h46.77z\"/><rect class=\"cls-6\" x=\"742.84\" y=\"1118.25\" width=\"216.57\" height=\"10.46\"/><path class=\"cls-6\" d=\"M959.41 1173.07v74.88c0 20.03-16.24 36.27-36.28 36.27h-101.1c102.1.0 137.38-111.15 137.38-111.15z\"/><rect class=\"cls-2\" x=\"798.17\" y=\"1284.22\" width=\"105.91\" height=\"6.78\"/><rect class=\"cls-3\" x=\"781.72\" y=\"1076.77\" width=\"36.91\" height=\"12.92\"/><rect class=\"cls-3\" x=\"883.62\" y=\"1076.77\" width=\"36.91\" height=\"12.92\"/><path class=\"cls-2\" d=\"M904.08 1284.22v50.32c0 15.51-12.57 28.07-28.07 28.07h-49.78c-8.56.0-16.22-3.83-21.36-9.86h0c77.59 9.51 89.44-68.54 89.44-68.54h9.77z\"/></g></g><g><path class=\"cls-5\" d=\"M1841.49 16.29h0c0 9-7.3 16.3-16.3 16.3H961.85c-52.15.0-94.43 42.28-94.43 94.43v428.19h-32.59V127.02C834.83 56.87 891.69.0 961.85.0h863.34c9 0 16.3 7.3 16.3 16.29z\"/><g><path class=\"cls-6\" d=\"M904.08 518.54v-64.93c0-15.51-12.57-28.07-28.07-28.07h-49.78c-8.56.0-16.22 3.83-21.36 9.86h0c-4.18 4.91-6.71 11.26-6.71 18.21v64.93h105.91z\"/><g><path class=\"cls-4\" d=\"M959.41 669.91v-129.7c0-20.03-16.24-36.27-36.28-36.27H779.11c-20.03.0-36.27 16.24-36.27 36.27v129.7h216.57z\"/><rect class=\"cls-5\" x=\"725.19\" y=\"669.91\" width=\"251.88\" height=\"28.56\" rx=\"4.76\" ry=\"4.76\" transform=\"translate(1702.25 1368.37) rotate(180)\"/></g><path class=\"cls-7\" d=\"M959.41 669.91v-129.7c0-20.03-16.24-36.27-36.28-36.27H779.11c-20.03.0-36.27 16.24-36.27 36.27 155.51 10.8 169.79 129.7 169.79 129.7h46.77z\"/><rect class=\"cls-6\" x=\"742.84\" y=\"659.45\" width=\"216.57\" height=\"10.46\"/><path class=\"cls-6\" d=\"M959.41 615.09v-74.88c0-20.03-16.24-36.27-36.28-36.27h-101.1c102.1.0 137.38 111.15 137.38 111.15z\"/><rect class=\"cls-2\" x=\"798.17\" y=\"497.16\" width=\"105.91\" height=\"6.78\"/><path class=\"cls-2\" d=\"M904.08 503.93v-50.32c0-15.51-12.57-28.07-28.07-28.07h-49.78c-8.56.0-16.22 3.83-21.36 9.86h0c77.59-9.51 89.44 68.54 89.44 68.54h9.77z\"/></g></g><g><g><path class=\"cls-5\" d=\"M567.06 811.72H5e2c-5.1.0-9.23-4.13-9.23-9.23s4.13-9.23 9.23-9.23h67.06c5.1.0 9.23 4.13 9.23 9.23s-4.13 9.23-9.23 9.23z\"/><path class=\"cls-5\" d=\"M652.17 726.61c-5.1.0-9.23-4.13-9.23-9.23v-67.06c0-5.1 4.13-9.23 9.23-9.23s9.23 4.13 9.23 9.23v67.06c0 5.1-4.13 9.23-9.23 9.23z\"/><path class=\"cls-5\" d=\"M590.64 750.19c-2.36.0-4.72-.9-6.53-2.7l-46.06-46.06c-3.6-3.61-3.6-9.45.0-13.05 3.6-3.6 9.45-3.6 13.05.0l46.06 46.06c3.61 3.6 3.61 9.45.0 13.05-1.8 1.8-4.16 2.7-6.53 2.7z\"/></g><g><path class=\"cls-5\" d=\"M1135.18 1019.4h67.06c5.1.0 9.23 4.13 9.23 9.23s-4.13 9.23-9.23 9.23h-67.06c-5.1.0-9.23-4.13-9.23-9.23s4.13-9.23 9.23-9.23z\"/><path class=\"cls-5\" d=\"M1050.08 1104.5c5.1.0 9.23 4.13 9.23 9.23v67.06c0 5.1-4.13 9.23-9.23 9.23s-9.23-4.13-9.23-9.23v-67.06c0-5.1 4.13-9.23 9.23-9.23z\"/><path class=\"cls-5\" d=\"M1111.61 1080.93c2.36.0 4.72.9 6.53 2.7l46.06 46.06c3.6 3.6 3.6 9.45.0 13.05s-9.45 3.6-13.05.0l-46.06-46.06c-3.6-3.61-3.61-9.45.0-13.05 1.8-1.8 4.16-2.7 6.53-2.7z\"/></g></g></g></svg><div class=four-oh-four-text>... but the navigation options below can guide you to all of the different sections of the <a href=https://jackhenry.dev>jackhenry.dev</a> documentation</div></div><div class=\"jhdocs-global-nav-menu jhdocs-nav-menu four-oh-four-nav-options\"><hr class=jhdocs-global-nav-menu-separator><div class=jhdocs-global-nav-menu-subheader>Developer Programs</div><div class=jhdocs-global-nav-menu-section><a href=https://jackhenry.dev/developer-programs/getting-started/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-circle-play jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Getting Started</div><div class=jhdocs-global-nav-menu-option-desc>Get started working with Jack Henry's developer programs today.</div></div></div></a><a href=https://jackhenry.dev/developer-programs/fintech-integration-network/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-star-empty jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Fintech Integration Network (FIN)</div><div class=jhdocs-global-nav-menu-option-desc>Jack Henry's Integration Program for Fintechs.</div></div></div></a><a href=https://jackhenry.dev/developer-programs/tam/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-circle-user jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Technical Account Manager (TAM)</div><div class=jhdocs-global-nav-menu-option-desc>Get technical integration help from a single point of contact.</div></div></div></a><a href=https://jackhenry.dev/developer-programs/developer-account/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-tools jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Developer Account</div><div class=jhdocs-global-nav-menu-option-desc>Create a developer acccount to access resources that help you integrate with Jack Henry.</div></div></div></a></div><hr class=jhdocs-global-nav-menu-separator><div class=jhdocs-global-nav-menu-subheader>Learn</div><div class=jhdocs-global-nav-menu-section><a href=https://jackhenry.dev/shared-responsibility/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-handshake jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Shared Responsibility</div><div class=jhdocs-global-nav-menu-option-desc>Learn about shared roles and responsibilities of customers and Jack Henry in open banking.</div></div></div></a><a href=https://jackhenry.dev/use-cases/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-bulleted-list jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Developer Use Cases</div><div class=jhdocs-global-nav-menu-option-desc>Find a use case that fits your development needs.</div></div></div></a><a href=https://jackhenry.dev/videos/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-show jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Developer Video Gallery</div><div class=jhdocs-global-nav-menu-option-desc>Watch the latest demos, webinars, and more.</div></div></div></a><a href=https://jackhenry.dev/developer-conference/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-people jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Developer Conference</div><div class=jhdocs-global-nav-menu-option-desc>Connect with industry leaders, gain insights from expert speakers, and explore our latest innovations.</div></div></div></a></div><hr class=jhdocs-global-nav-menu-separator><div class=jhdocs-global-nav-menu-subheader>Docs</div><div class=jhdocs-global-nav-menu-section><a href=https://jackhenry.dev/authentication-framework/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-monitor jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Authentication Framework</div><div class=jhdocs-global-nav-menu-option-desc>Map customer identities to your existing system IDs.</div></div></div></a><a href=https://jackhenry.dev/open-api-docs/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-plug jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Banno SDK</div><div class=jhdocs-global-nav-menu-option-desc>Create exceptional banking experiences.</div></div></div></a><a href=https://jackhenry.dev/data-hub/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-data jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Data Hub</div><div class=jhdocs-global-nav-menu-option-desc>Get deeper access to financial institution data.</div></div></div></a><a href=https://jackhenry.dev/digital-core-api-docs/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-data jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Digital Core</div><div class=jhdocs-global-nav-menu-option-desc>Modernize with cloud-native core banking technology.</div></div></div></a><a href=https://jackhenry.dev/ees/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-notifications jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Enterprise Event System</div><div class=jhdocs-global-nav-menu-option-desc>Respond to events in real-time using this powerful pub/sub-based solution.</div></div></div></a><a href=https://jackhenry.dev/jxchange-rest/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-code jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>jXchange - REST API</div><div class=jhdocs-global-nav-menu-option-desc>Translate business information between Jack Henry and 3rd-party apps using a REST-based API.</div></div></div></a><a href=https://jackhenry.dev/jxchange-soap/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-code jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>jXchange - SOAP API</div><div class=jhdocs-global-nav-menu-option-desc>Translate business information between Jack Henry and 3rd-party apps using a SOAP-based API.</div></div></div></a><a href=https://jackhenry.dev/odi/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-transfer jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Operational Data Integration (ODI)</div><div class=jhdocs-global-nav-menu-option-desc>Get customized queries for bulk data needs.</div></div></div></a><a href=https://api.payments.jackhenry.com/developer/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-wallet jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Payments</div><div class=jhdocs-global-nav-menu-option-desc>Embed check deposits, ACH, bill pay, cards, and real-time payments.</div></div></div></a><a href=https://jackhenry.dev/payments-orchestrator/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-bills jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>Payments Orchestrator</div><div class=jhdocs-global-nav-menu-option-desc>Embed multiple payment rails and virtual accounts into your solution.</div></div></div></a><a href=https://jackhenry.dev/symxchange-api-docs/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-code jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-option-title>SymXchange</div><div class=jhdocs-global-nav-menu-option-desc>Query Symitar core member accounts, post transactions, run PowerOn scripts, and more.</div></div></div></a><a href=https://jackhenry.dev/full-list-of-apis/ class=jhdocs-global-nav-menu-option-link><div class=jhdocs-global-nav-menu-option><div class=\"jhdocs-nav-icon jhdocs-icon-tutorial jhdocs-mobile-global-nav-icon\"></div><div class=jhdocs-global-nav-menu-option-info><div class=jhdocs-global-nav-menu-optio…

cd /tmp && timeout 25 curl -sSL https://jackhenry.dev/open-api-docs/getting-started/ -o gs.html && grep -o 'href=[^ >]*coding-with-ai[^ >]*' gs.html | head; echo "--- quickstart links"; grep -oE 'href=[^ >]*quickstart[^ >]*' gs.html | sort -u | head -20; echo "--- consumer-api links"; grep -oE 'href=[^ >]*consumer-api[^ >]*' gs.html | sort -u | head -30

{"content":[{"text":"href=/open-api-docs/getting-started/coding-with-ai/\nhref=/open-api-docs/getting-started/coding-with-ai/\nhref=./coding-with-ai/\n--- quickstart links\n--- consumer-api links\nhref=../consumer-api/getting-started/\nhref=/open-api-docs/consumer-api/\n","type":"text"}]}

cd /tmp && strip(){ timeout 25 curl -sSL "$1" 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
m=re.search(r'<main.*',t,flags=re.S)
if m: t=m.group(0)
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
print('\n'.join(l)[:${2:-2500}])"; }
echo "##### CODING WITH AI"; strip https://jackhenry.dev/open-api-docs/getting-started/coding-with-ai/ 2500

{"content":[{"text":"##### CODING WITH AI\njackhenry.dev\nBanno SDK\nGetting Started\nCoding with AI\nGetting Started\n>\nCoding with AI\nOn this page...\nDocumentation index files\nDocumentation MCP server\nPrerequisites\nClaude Code\nCursor\nVisual Studio Code\nOther tools\nConfirm it is working\nExample prompts\nWorking safely with AI assistants\nAI coding assistants already know a little about Banno — usually enough to be confidently wrong. Pointing your assistant at this documentation gives it the\nactual\nConsumer API, Admin API, Plugin Framework, and Authentication Framework references, so the code it writes matches the API you are integrating with.\nThere are three ways to do that, in increasing order of setup:\nAI Assist\nasks questions against this documentation right here in your browser. No setup at all.\nDocumentation index files\ngive your assistant a URL it can read.\nThe documentation MCP server\ngives your assistant a tool it can use to look things up on its own, from inside your editor.\nDocumentation index files\nThis site publishes its content in the\nllms.txt\nformat — plain text, no navigation chrome, structured so that a model can read it.\nFile\nContents\nllms.txt\nAn index of every page on this site, grouped by section, with a one-line summary and a link for each\nllms-full.txt\nThe full text of every page, plus an endpoint-by-endpoint summary of each OpenAPI specification, in a single file\nBoth files are regenerated as part of every deployment of this site, so they match the documentation you are reading.\nThe simplest way to use them is to paste a URL into your assistant and ask it to read the file before answering. Start with\nllms.txt\nand let the assistant follow the links it needs —\nllms-full.txt\nis roughly 800 KB and will crowd out the rest of your context window if you load the whole thing.\nKeeping it in every conversation\nIf your assistant reads a project instructions file —\nAGENTS.md\n,\nCLAUDE.md\n,\n.cursorrules\n, or similar — add a line pointing at the index so you do not have to repeat yourself:\nBanno Digital Toolkit reference: https://jackhenry.dev/open-api-docs/llms.txt\nRead this index and fetch the relevant pages before writing any Banno integration code.\nDocumentation MCP server\nThe\nModel Context Protocol\nis a standard way for AI tools to call external tools. Configuring an MCP server for this documentation means your assistant can look pages up\non its own\n, mid-task, instead of waiting for you to paste a link.\nThe\nmcpdoc\nserver does exactly this: you hand it the\nllms.txt\nURL above, and it gives you\n","type":"text"}]}

{"content":[{"text":"href=#quickstarts\nhref=../../authentication-framework/architecture/permissions/\nhref=../../authentication-framework/getting-started/\nhref=../overview/authentication/\nhref=../overview/authentication/openidconnectoauth/\nhref=../quickstarts/authentication/\nhref=../quickstarts/authenticationcommandline/\nhref=/open-api-docs/authentication-framework/\nhref=/open-api-docs/consumer-api/quickstarts/\nhref=https://jackhenry.dev/authentication-framework/\n","type":"text"}]}

cd /tmp && strip(){ timeout 30 curl -sSL "$1" 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read()
t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
m=re.search(r'<main.*',t,flags=re.S)
if m: t=m.group(0)
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
print('\n'.join(l)[:${2:-5000}])"; }
echo "##### CLI AUTH QUICKSTART"; strip https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/authenticationcommandline/ 6000

{"content":[{"text":"##### CLI AUTH QUICKSTART\njackhenry.dev\nBanno SDK\nConsumer API\nQuickstarts\nAuthentication (Command Line)\nConsumer API\n>\nQuickstarts\n>\nAuthentication (Command Line)\nOn this page...\nPrerequisites\nAPI credentials\nUser account\nConfigured redirect URI\nSoftware requirements\ncurl\nConcept: Understanding the code_challenge and code_verifier parameters\nGenerating a code verifier\nCreating the code challenge\nExample code verifier and code challenge creation\nStep 1. Get Authorization from the user\nSend the user to the authorization URL\nGet the authorization code from the redirect\nStep 2. Exchange the authorization code for an access token\nRequest using curl\nAuthentication response\nToken formats\nAccess token\nIdentity token\nNext steps\nThe Consumer API uses\nOpenID Connect\nand\nOAuth 2.0\nfor authentication.\nThis Quickstart guides you through\nmaking your first OpenID Connect authentication\nusing the\ncommand line\n.\nCurl\nThis example assumes that you have a working familiarity with the\ncurl\ncommand line tool.\nNot comfortable with curl, the command line, or prefer ready-to-run code? Try our\nQuickstart on Authentication (Node.js Example)\ninstead.\nWant to learn more about Authentication?\nSee the\nAuthentication\ntopic for more details.\nPrerequisites\nBefore you get started, you’ll need to get these from the\nback office administrator\nat your financial institution who has access to\nBanno People\n.\nAPI Credentials\nUser Account\nConfigured Redirect URI\nIf the administrator does not know where to do this, they can review the\nExternal application configuration\narticle on the Banno Knowledge site.\nUnderstanding Your Development Experience\nAre you a financial institution?\nIf you are a financial institution or working directly with a financial institution, you should work with\nthe\nback office administrator at your institution\nto get appropriate access to Banno People.\nAre you a fintech or independent developer?\nIf you are a fintech or other developer working without a financial institution, you are likely using the\nJackHenry.Dev developer portal\n. In this case, you will\nnot\nhave access\nto Banno People, however you will still have the ability to create and configure many aspects of your\nexternal application and plugin.\nFor more information on this, see our\ntroubleshooting page\n.\nAPI credentials\nYou’ll need\nAPI credentials\nto exercise the authorization flow. The\nBanno People administrator\nat your financial institution can provide you with a\nclient_id\nand\nclient_secret\nthat you can use to access the Consumer API in your environment.\nUser account\nYou’ll need a\nuser account\nto exercise the authorization flow with a\ntest user\n.\nConfigured redirect URI\nYou’ll need to have a\nRedirect URI\nconfigured by your\nBanno People administrator\n. This is where the user’s browser will be redirected after the user has granted authorization.\nSecure Redirect URIs\nRedirect URIs must use HTTPS except in local development.\nHTTPS is required for all production redirect URIs to properly secure the connection between your application and our API.\nThe only exception is for local development. The following is a list of local options which are included in the HTTP allowlist:\nHost names of\nlocalhost\nor those that end in\n.local\nAny address in the IPv4 range of 127.0.0.0/8, 10.0.0.0/8, 172.16.0.0/12, or 192.168.0.0/16 (which includes http://127.0.0.1)\nSoftware requirements\ncurl\nIf you don’t have the\ncurl\ncommand line tool installed on your system already, you’ll need to install a version that is appropriate for your operating system.\nConcept: Understanding the code_challenge and code_verifier parameters\nThe\nProof Key for Code Exchange\nextension adds\nadditional\nsecurity to the OAuth2 authorization code flow\n. The requesting app creates a secret (\ncode_verifier\n)\nand submits a hash of that secret on the initial auth request. The secret itself is then submitted\nas part of the token exchange and ensures that the server exchanging the token is the same one\nthat requested the authorization code.\nGenerating correct\ncode_verifier\nand\ncode_challenge\nvalues from the command line is difficult.\nIt’s recommended to\nuse an OAuth client that supports PKCE\n.\nBest Practices for code_verifiers\nThe\ncode_verifier\nis an important security mechanism in the OAuth 2.0 Authorization Code flow.\nWe specifically use the code_verifier as part of the Proof Key for Code Exchange (PKCE) to prevent code interception attacks.\nHere are some best practices to consider around code_verifier usage:\nGenerate a new, cryptographically random, code_verifier for every authorization request.\nNever reuse\nthem across requests.\nAfter completing the token exchange, clear the code_verifier from your application. Do not persist it.\nIf your authorization flow is interrupted, regenerate the code_verifier rather than reusing.\nGenerating a code verifier\nA client simply needs to\ngenerate a random string of characters\n. The string must be at least 43 bytes\nlong and no more than 128 bytes. It must be composed of only the following characters:\nEnglish letters A-Z or a-z\nNumbers 0-9\nSymbols “-”, “.”, “_” or “~”.\nCreating the code challenge\nThe code challenge is created by generating a\nSHA-256 byte hash of the code verifier\n. The result is\nthen\nbase64url-encoded\n.\nExample code verifier and code challenge creation\nNodeJS example\nconst\ncrypto\n=\nrequire\n(\n'crypto'\n);\nconst\ncodeVerifier\n=\ncrypto\n.\nrandomBytes\n(\n60\n)\n.\ntoString\n(\n'hex'\n)\n.\nslice\n(\n0\n,\n128\n);\nconst\ncodeChallenge\n=\ncrypto\n.\ncreateHash\n(\n'sha256'\n)\n.\nupdate\n(\nBuffer\n.\nfrom\n(\ncodeVerifier\n))\n.\ndigest\n(\n'base64'\n)\n.\nreplace\n(\n/=/g\n,\n''\n)\n.\nreplace\n(\n/\\+/g\n,\n'-'\n)\n.\nreplace\n(\n/\\//g\n,\n'_'\n);\nTo check your work, use this\ncode_verifier\nand ensure you get the listed\ncode_challenge\n:\nValid output\ncode_verifier=e517c32aee2356891326604e79ad7d358154e124c157d762cbc8896fb13bfbc5d93a335cc27df714a9280e8249cbc3507143b3b7829d3fe9f62b9fce\ncode_challenge=4lKn4LVhzJzjx_BttEPuMcracgFKVKbTMmSKYAvA24Y\nCheck your work\n… Paste in a verifier or press the create button to generate one.\ncode_verifier:\ndocument.get\n","type":"text"}]}

cd /tmp && timeout 30 curl -sSL https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/authenticationcommandline/ -o cli.html && python3 -c "
import re,html
t=open('cli.html',encoding='utf8',errors='replace').read()
t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
m=re.search(r'<main.*',t,flags=re.S); t=m.group(0) if m else t
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
s='\n'.join(l)
i=s.find('Step 1. Get Authorization')
i=s.find('Step 1. Get Authorization',i+10)
print(s[i:i+5000])"

{"content":[{"text":"Step 1. Get Authorization from the user\nSend the user to the authorization URL\nThe authorization URL will be of the form:\nAuthorization URL format\nhttps://[CONSUMER_API_ENVIRONMENT]/a/consumer/api/v0/oidc/auth?client_id=[CLIENT_ID]\n&redirect_uri=[REDIRECT_URI]\n&scope=[SCOPES]\n&response_type=code\n&state=[STATE]\n&code_challenge=[CODE_CHALLENGE]\n&code_challenge_method=S256\nAuthentication Security\nWhen using the OAuth Authorization Code flow, it is highly recommended that you utilize the\nstate\nparameter for improved security.\nThe State Parameter\nThe state parameter should be used to prevent CSRF attacks. Here’s how:\nWhen you redirect the user to the authorization endpoint, generate a random, unique, string and pass it as the\nstate\n.\nThe authorization server will return the exact same state value to your redirect URI after the user successfully authorized your app. Verify that the\nstate\nvalue matches the one you sent.\nIf the\nstate\ndoes not match, you should abort the authorization flow.\nThe\nstate\nvalue should be unguessable and unique.\nWhere:\nCONSUMER_API_ENVIRONMENT\nis specific to your financial institution and matches with Banno Online for your institution.\nExample\n: For the\nGarden\ndemo institution the\nCONSUMER_API_ENVIRONMENT\nwould be\ndigital.garden-fi.com\n.\nCLIENT_ID\nis the\nclient_id\nfrom your API credentials.\nREDIRECT_URI\nis the configured Redirect URI where the user’s browser will be redirected after the user has granted authorization.\nSCOPES\nis one or more\nscopes\n. The\nopenid\nscope is required to initiate an OpenID Connect request.\nSTATE\nis an opaque, non-guessable value generated by the client to prevent\nCross-site request forgery (CSRF)\nattacks. This enables the client to verify the validity of the request.\nCODE_CHALLENGE\nis the PKCE code challenge value.\nGet the authorization code from the redirect\nThe redirect URL will be of the form:\nRedirect URL format\n[REDIRECT_URI]?code=[CODE]&state=[STATE]\nWhere:\nREDIRECT_URI\nis the configured Redirect URI.\nCODE\nis an authorization code that can be exchanged for an access token.\nSTATE\nis the client-generated value passed in to the authorization URL.\nStep 2. Exchange the authorization code for an access token\nRequest using curl\nUse curl to make an HTTP POST request of the form:\nCurl token post\ncurl -v --request POST \\\n--url https://[CONSUMER_API_ENVIRONMENT]/a/consumer/api/v0/oidc/token \\\n--header 'content-type: application/x-www-form-urlencoded' \\\n--data client_id=[CLIENT_ID] \\\n--data client_secret=[CLIENT_SECRET] \\\n--data grant_type=authorization_code \\\n--data 'code=[CODE]' \\\n--data redirect_uri=[REDIRECT_URI] \\\n--data code_verifier=[CODE_VERIFIER]\nWhere:\nCONSUMER_API_ENVIRONMENT\nis specific to your financial institution and matches with Banno Online for your institution.\nExample\n: For the\nGarden\ndemo institution the\nCONSUMER_API_ENVIRONMENT\nwould be\ndigital.garden-fi.com\n.\nCLIENT_ID\nis the\nclient_id\n.\nCLIENT_SECRET\nis the\nclient_secret\nfrom your API credentials.\nCODE\nis the authorization code from the previous step.\nREDIRECT_URI\nis the configured Redirect URI.\nCODE_VERIFIER\nis the PKCE code verifier value.\nAuthentication response\nThe authentication server will respond with a JSON payload of the form:\nToken Response\n{\n\"access_token\"\n:\n\"<lengthy-json-web-token-string>\"\n,\n\"expires_in\"\n:\n3600\n,\n\"id_token\"\n:\n\"<lengthy-json-web-token-string>\"\n,\n\"scope\"\n:\n\"openid\"\n,\n\"token_type\"\n:\n\"Bearer\"\n}\nWhere:\naccess_token\nis the access token in\nJWT (JSON Web Token)\nformat.\nexpires_in\nis the amount of time (in seconds) for which the access token is valid.\nid_token\nis the identity token in\nJWT (JSON Web Token)\nformat.\nscope\nis the set of scopes authorized by the user.\ntoken_type\nis the type of token (the string “Bearer”).\nToken formats\nThe\nAccess Token\nand\nIdentity Token\nare encoded in\nJWT (JSON Web Token)\nformat. When they are decoded, they will look similar to the forms described below.\nAccess token\nThe Access Token contains\nauthorization information about your application\nregarding which actions it is allowed to perform via the Consumer API.\nThese actions map to the\nscopes\n(e.g.\nopenid\n).\nDecoded Access Token\n{\n\"jti\"\n:\n\"_Prnud9uU6S1Gjd_z_x0n\"\n,\n\"sub\"\n:\n\"5cad5c30-6d24-11e9-870c-0242b78f8571\"\n,\n\"iss\"\n:\n\"https://digital.garden-fi.com/a/consumer/api/v0/oidc\"\n,\n\"iat\"\n:\n1591056386\n,\n\"exp\"\n:\n1591059986\n,\n\"scope\"\n:\n\"openid\"\n,\n\"aud\"\n:\n\"55fc6a69-a4dd-404c-97f9-e2361b4c44b1\"\n}\nIdentity token\nThe Identity Token contains\nauthentication information about the user\n(i.e. claims).\nDecoded Identity Token\n{\n\"sub\"\n:\n\"5cad5c30-6d24-11e9-870c-0242b78f8571\"\n,\n\"at_hash\"\n:\n\"xAaATGqdRxgZ4wiSVSjSPw\"\n,\n\"sid\"\n:\n\"68530fe4-bd6e-412d-bac7-6970aa74fecc\"\n,\n\"aud\"\n:\n\"55fc6a69-a4dd-404c-97f9-e2361b4c44b1\"\n,\n\"exp\"\n:\n1591059986\n,\n\"iat\"\n:\n1591056386\n,\n\"iss\"\n:\n\"https://digital.garden-fi.com/a/consumer/api/v0/oidc\"\n}\nSee the\nRFC\nfor more details on Identity Token claims.\nThe\nsub\n(Subject Identifier) claim is of particular importance when using the Consumer API as you’ll use this when the API path includes a\n{userId}\nre\n","type":"text"}]}

echo "== garden dns"; timeout 8 getent hosts digital.garden-fi.com || echo NO-DNS
echo "== discovery"; timeout 20 curl -sS -o /tmp/disc.json -w "http=%{http_code}\n" https://digital.garden-fi.com/a/consumer/api/v0/oidc/.well-known/openid-configuration 2>&1; head -c 400 /tmp/disc.json; echo
echo "== authorize no creds"; timeout 20 curl -sS -o /tmp/auth.txt -w "http=%{http_code}\n" "https://digital.garden-fi.com/a/consumer/api/v0/oidc/auth?client_id=does-not-exist&redirect_uri=http://localhost:8080/dynamic&scope=openid&response_type=code&state=x&code_challenge=4lKn4LVhzJzjx_BttEPuMcracgFKVKbTMmSKYAvA24Y&code_challenge_method=S256" 2>&1; head -c 300 /tmp/auth.txt

{"content":[{"text":"== garden dns\n34.49.228.39    banno-online-cert-manager.jackhenry.bank digital.garden-fi.com\n== discovery\nhttp=200\n{\"acr_values_supported\":[\"https://api.banno.com/consumer/security-level/standard\",\"https://api.banno.com/consumer/security-level/enhanced\",\"https://api.banno.com/consumer/security-level/high\",\"https://api.banno.com/consumer/security-level/restricted\"],\"authorization_endpoint\":\"https://digital.garden-fi.com/a/consumer/api/v0/oidc/auth\",\"claims_parameter_supported\":true,\"claims_supported\":[\"sub\",\"fa\n== authorize no creds\nhttp=400\n{\"error\":\"invalid_client\",\"error_description\":\"client is invalid\",\"state\":\"x\",\"iss\":\"https://digital.garden-fi.com/a/consumer/api/v0/oidc\",\"request_id\":\"bd9859687514517056c395e6766ee3fd\"}","type":"text"}]}

timeout 30 curl -sSL -o /tmp/llms.txt https://jackhenry.dev/open-api-docs/llms.txt && wc -l /tmp/llms.txt && grep -in "pric\|cost\|free\|billing\|plan" /tmp/llms.txt | head -20; echo "=== head"; head -30 /tmp/llms.txt

{"content":[{"text":"167 /tmp/llms.txt\n=== head\n# Digital Toolkit — Banno Open API Documentation\n\n> Jack Henry's Digital Toolkit provides the tools you need to build financial products for joint financial institution customers. This documentation covers the Consumer API, Admin API, Plugin Framework, Authentication Framework, and more.\n\n- [Home](https://jackhenry.dev/open-api-docs/): Create exceptional banking experiences.\n\n## Getting Started\n\n- [Getting Started](https://jackhenry.dev/open-api-docs/getting-started/): This guide walks you through:\n- [Coding with AI](https://jackhenry.dev/open-api-docs/getting-started/coding-with-ai/): AI coding assistants already know a little about Banno — usually enough to be confidently wrong. Pointing your assistant at this documentation give...\n\n## Plugin Framework\n\n- [Plugin Framework](https://jackhenry.dev/open-api-docs/plugins/): Extend the functionality of Banno Mobile and Online with your own inventions — or partner with fintechs and other vendors — by using the Plugin Fra...\n- [Getting Started](https://jackhenry.dev/open-api-docs/plugins/getting-started/): The Plugin Framework is how you can **extend Banno’s user interface**.\n- [Overview](https://jackhenry.dev/open-api-docs/plugins/overview/): The Plugin Framework uses modern technologies to provide a rich, consistent developer experience.\n- [Quickstarts](https://jackhenry.dev/open-api-docs/plugins/quickstarts/): Quickstarts are designed to help you get up and running quickly.\n- [Guides](https://jackhenry.dev/open-api-docs/plugins/guides/): Guides are designed to provide you with bite-sized introductions to our API. Each guide showcases a part of our API and how to use it in the simple...\n- [Tutorials](https://jackhenry.dev/open-api-docs/plugins/tutorials/): Tutorials are designed to help you **learn how to build complete projects** using the Plugin Framework.\n- [Architecture](https://jackhenry.dev/open-api-docs/plugins/architecture/): Plugins are based on **modern web technology** (i.e. _HTML + CSS + JavaScript_).\n- [External Resources](https://jackhenry.dev/open-api-docs/plugins/external-resources/): These external resources may help you to build and deploy your own plugins.\n- [External Applications](https://jackhenry.dev/open-api-docs/plugins/architecture/externalapplications/): Plugins require a set of credentials to be configured as an **external application** in the **Banno People** app.\n- [Hosting](https://jackhenry.dev/open-api-docs/plugins/architecture/hosting/): Banno Mobile and Online include a **Dashboard UI** which summarizes useful information for the user using a card metaphor. The user's Dashboard can...\n- [Restrictions](https://jackhenry.dev/open-api-docs/plugins/architecture/restrictions/): The Plugin Framework is specifically designed to protect the **security** of the user and protect the **user experience**. While plugins are based ...\n- [Designing and Developing Plugins](https://jackhenry.dev/open-api-docs/plugins/guides/designinganddevelopingplugins/): In this guide, we will cover:\n- [Plugin Theming](https://jackhenry.dev/open-api-docs/plugins/guides/plugintheming/): This guide walks you through **plugin theming**.\n- [Authentication](https://jackhenry.dev/open-api-docs/plugins/overview/authentication/): Plugins built using the Plugin Framework use the **[Authentication Framework](../../../authentication-framework/)** to provide secure authentication.\n- [Configuration](https://jackhenry.dev/open-api-docs/plugins/overview/configuration/): Plugins must be **configured in the Banno People app**. The back office administrator at your financial institution can do this for you in the **Da...\n- [Glossary](https://jackhenry.dev/open-api-docs/plugins/overview/glossary/): See [Glossary](../../../glossary/).\n- [Build Your First Plugin](https://jackhenry.dev/open-api-docs/plugins/quickstarts/buildyourfirstplugin/): This Quickstart guides you through **building your first plugin** using our [**Simple Plugin Example**](https://github.com/Banno/simple-plugin-exam...\n","type":"text"}]}

{"content":[{"text":"v22.23.2\nPython 3.12.3\n== consumer api sections in llms.txt\n43:- [Consumer API](https://jackhenry.dev/open-api-docs/consumer-api/): Build your own apps and services faster, using the same Consumer API that Banno uses for the rich user experience of Banno Mobile and Online.\n44:- [Getting Started](https://jackhenry.dev/open-api-docs/consumer-api/getting-started/): The **Consumer API** is how you can **access user data** using the **same API** that powers Banno’s own Banno Online and Banno Mobile experiences.\n45:- [Overview](https://jackhenry.dev/open-api-docs/consumer-api/overview/): The Consumer API uses modern technologies to provide a **rich, consistent developer experience**.\n46:- [Quickstarts](https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/): Quickstarts are designed to help get you up and running fast.\n47:- [Guides](https://jackhenry.dev/open-api-docs/consumer-api/guides/): Guides are designed to provide you with bite-sized introductions to our API. Each guide showcases a part of our API and how to use it in the simple...\n48:- [Accounts and Transactions](https://jackhenry.dev/open-api-docs/consumer-api/guides/accountsandtransactions/): This guide walks you through **retrieving accounts and transactions data**.\n49:- [Claims in the Identity Token](https://jackhenry.dev/open-api-docs/consumer-api/guides/claimsintheidentitytoken/): In this guide, we will walk through these scenarios:\n50:- [Data Refresh](https://jackhenry.dev/open-api-docs/consumer-api/guides/datarefresh/): In this guide, we will walk through how to **perform a data refresh**.\n51:- [Image Retrieval](https://jackhenry.dev/open-api-docs/consumer-api/guides/imageretrieval/): In this guide, we're going to explore how to fetch **transaction images** through our API.\n52:- [Pre-fill digital enrollment fields](https://jackhenry.dev/open-api-docs/consumer-api/guides/prefillenrollmentscreen/): This guide walks you through how to **direct a Banno consumer user to the digital enrollment page with some of the required fields pre-filled with ...\n53:- [Refresh Tokens](https://jackhenry.dev/open-api-docs/consumer-api/guides/refreshtokens/): In this guide, we will walk through these scenarios:\n54:- [Base URL](https://jackhenry.dev/open-api-docs/consumer-api/overview/baseurl/): The **Base URL** for the Consumer API will _vary_.\n55:- [Glossary](https://jackhenry.dev/open-api-docs/consumer-api/overview/glossary/): See [Glossary](../../../glossary/).\n56:- [Troubleshooting](https://jackhenry.dev/open-api-docs/consumer-api/overview/troubleshooting/): See [Troubleshooting](../../../troubleshooting/).\n57:- [Authentication (Node.js Example)](https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/authentication/): The Consumer API uses [OpenID Connect](https://openid.net/connect/) and [OAuth 2.0](https://oauth.net/2/) for authentication.\n58:- [Authentication (Command Line)](https://jackhenry.dev/open-api-docs/consumer-api/quickstarts/authenticationcommandline/): The Consumer API uses [OpenID Connect](https://openid.net/connect/) and [OAuth 2.0](https://oauth.net/2/) for authentication.\n59:- [OpenID Connect and OAuth 2.0](https://jackhenry.dev/open-api-docs/consumer-api/overview/authentication/openidconnectoauth/): The Consumer API uses **OpenID Connect** and **OAuth**.\n60:- [Authentication](https://jackhenry.dev/open-api-docs/consumer-api/overview/authentication/): Authentication for the Consumer API is based on the concept of OAuth **Access Tokens** and OpenID Connect **Identity Tokens**.\n61:- [Configuration](https://jackhenry.dev/open-api-docs/consumer-api/overview/configuration/): **Authenticating** to the Consumer API requires an **External Application configuration** to be created within Banno.\n62:- [Versioning](https://jackhenry.dev/open-api-docs/consumer-api/overview/versioning/): The **API version** is an important component of your [Base URL](../baseurl/).\n63:- [Abilities](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/abilities/): Abilities API reference\n64:- [Account Aggregation](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/account-aggregation/): User Details API reference\n65:- [Accounts](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/accounts/): Accounts Details API reference\n66:- [ACH](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/ach/): ACH (Automated clearing house) API reference\n67:- [Alerts](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/alerts/): User Alerts API reference\n68:- [Bill Pay](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/bill-pay/): Bill Pay Enrollment API reference\n69:- [Cards](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/cards/): Cards Details API reference\n70:- [Documents and Statements](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/documents/): Documents API reference\n71:- [Forms](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/forms/): Consumer Forms API reference\n72:- [Institutions](https://jackhenry.dev/open-api-docs/consumer-api/api-reference/v0/institutions/): Institution Details API reference\n","type":"text"}]}

cd /tmp && timeout 30 curl -sSL "https://jackhenry.dev/open-api-docs/consumer-api/api-reference/" -o ref.html -w "%{http_code}\n"; grep -oE 'href=[^ >]*(accounts|users)[^ >]*' ref.html | sort -u | head -20; echo "=== dev account page"; timeout 25 curl -sSL https://jackhenry.dev/developer-programs/developer-account/ 2>/dev/null | python3 -c "
import re,html,sys
t=sys.stdin.read(); t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
m=re.search(r'<main.*',t,flags=re.S); t=m.group(0) if m else t
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
print('\n'.join(l)[:1800])"

{"content":[{"text":"200\n=== dev account page\njackhenry.dev\nDeveloper Programs\nDeveloper Account\nDeveloper Account\nOn this page...\nSigning up for a developer account\nNext steps\nCreate a developer acccount today to access resources that help you integrate with Jack Henry.\nSigning up for a developer account\nFirst, let’s sign up for a\ndeveloper account\n.\nBegin by opening the\njackhenry.dev\npage in your browser.\nPress the\nSign up\nbutton in the\nGet access to API credentials\nsection.\nThe\nSign in\npage displays.\nAfter you’ve read the\nTerms & Conditions\n, press the\nSign in with Google\nbutton.\nIf necessary, log into your Google account.\nWe currently only support\nsigning in with Google\n.\nIn the\nBefore you continue\npage:\nEnter a\nUS phone number\nfor receiving two-factor authentication (2FA) codes.\nPress the\nSave\nbutton to continue.\nImportant\nYou must use a\nUnited States phone number\nto work with this environment.\nNext steps\nNow that you’ve set up your developer account, follow these\nnext steps\n:\nIf you’re working with the\nDigital Toolkit\n, continue with the\nAccessing the Digital Toolkit\ntopic.\nHave a Question?\nHave a how-to question? Seeing a weird error? Get help on our collaborative\nDiscourse\npage.\nRegister for the\nDeveloper Office Hours\nwhere we answer technical Q&A from the audience.\nPlease ignore this field\nDid this page help you?\nWhy was this page helpful?\nContent is easy\nto understand\nHelped me solve a\nproblem\nOther\nMore info:\nCancel\nSubmit\nWhy wasn't this page helpful?\nContent is hard\nto understand\nCouldn't find the\ninfo I need\nInaccurate, code\nerrors, or typo\nOther\nMore info:\nCancel\nSubmit\nThank you for your feedback!\nLast updated Mon Feb 23 2026\non this page...\nSigning up for a developer account\nNext steps\nLearn\nShared Responsibility\nUse Cases\nVideos\nResources\nResource Hub\nEvents\nCareers\nNews\nCustomer Support\n©\nJack He\n","type":"text"}]}

cd /tmp && timeout 30 curl -sSL "https://jackhenry.dev/open-api-docs/consumer-api/guides/accountsandtransactions/" -o at.html -w "%{http_code}\n"; python3 -c "
import re,html
t=open('at.html',encoding='utf8',errors='replace').read()
t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
m=re.search(r'<main.*',t,flags=re.S); t=m.group(0) if m else t
t=re.sub(r'<[^>]+>','\n',t); t=html.unescape(t)
l=[x.strip() for x in t.split('\n') if x.strip()]
s='\n'.join(l); i=s.find('On this page')
print(s[i:i+2500])"

{"content":[{"text":"200\nOn this page...\nPrerequisites\nRequests\nGET\n/users/{user_id}/accounts\nResponse\nGET\n/users/{user_id}/accounts/{account_id}/transactions\nResponse\nNext steps\nThis guide walks you through\nretrieving accounts and transactions data\n.\nThis is useful when you need to retrieve common financial data for a particular user.\nPrerequisites\nTo be successful, you will first need to\nauthenticate\nand have a\nvalid Access Token\n. Take a look at the\nAuthentication Quickstart (Command Line)\nfor a walkthrough of how to authenticate.\nAfter authenticating, you will also need to\nuse the token to access the User ID\n(this is the\nsub\nkey) – more documentation about tokens can be found in the\nAuthentication Framework\ndocumentation. It’s worth noting that the\nIdentity Token\nis separate from the\nAccess Token\n.\nRequests\nGET\n/users/{user_id}/accounts\ncurl accounts\ncurl https://{CONSUMER_API_ENVIRONMENT}/a/consumer/api/{API_VERSION}/users/{user_id}/accounts \\\n-H \"Authorization: Bearer {access_token}\"\nWhere:\nCONSUMER_API_ENVIRONMENT\nis specific to your financial institution and matches with Banno Online for your institution.\nExample: for the\nGarden\ndemo institution the\nCONSUMER_API_ENVIRONMENT\nwould be\ndigital.garden-fi.com\n.\nAPI_VERSION\n: API Version (ie.\nv0\n)\nuser_id\n: The User ID of the user you would like to access data for\naccess_token\n: Your access token\nResponse\nThe\naccounts\nendpoint will return an\narray of accounts\nfor the specific user, as well as an array of any inactive accounts.\nEach account, among other things, will return an\nid\nthat can be used in the next request to get transaction data for that account; we will use the\nid\nparameter as the\naccount_id\nin subsequent requests.\nThere will also be a\nfetchedDate\nparameter for each account to note when the last fetch was performed.\naccounts response\n{\n\"accounts\"\n:\n[{\n\"id\"\n:\n\"5436560d-33d9-4c18-b524-e27890cd6127\"\n,\n\"fetchedDate\"\n:\n\"2021-01-14T12:13:07.922Z\"\n,\n...\n}],\n\"inactivatedAccountIds\"\n:\n[]\n}\nGET\n/users/{user_id}/accounts/{account_id}/transactions\ncurl transactions\ncurl https://{CONSUMER_API_ENVIRONMENT}/a/consumer/api/{API_VERSION}/users/{user_id}/accounts/{account_id}/transactions \\\n-H Authorization: Bearer {access_token}\nWhere:\nCONSUMER_API_ENVIRONMENT\nis specific to your financial institution and matches with Banno Online for your institution.\nExample: for the\nGarden\ndemo institution the\nCONSUMER_API_ENVIRONMENT\nwould be\ndigital.garden-fi.com\n.\nAPI_VERSION\n: API Version (ie.\nv0\n)\nuser_id\n: The User ID of the user you would lik\n","type":"text"}]}

{"content":[{"text":"Could not find edits[1] in /sandbox/repo/banno-example/banno.mjs. The oldText must match exactly including all whitespace and newlines.","type":"text"}],"details":{}}

{"content":[{"text":"87:        ? \"No access token stored. Run `auth-url` then `token <code>` first.\"\n130:  },\n142:  },\n144:  async authUrl() {\n169:        `Verify state matches, then run:  node banno.mjs token <code>`\n171:  },\n216:  },\n229:  },\n247:  },\n251:const fn = commands[name === \"auth-url\" ? \"authUrl\" : name];\n","type":"text"}]}

{"content":[{"text":"Successfully replaced 2 block(s) in /sandbox/repo/banno-example/banno.mjs.","type":"text"}],"details":{"diff":"     ...\n 140     console.log(actual === expected ? \"PKCE self-test: PASS\" : `PKCE self-test: FAIL (expected ${expected})`);\n 141     if (actual !== expected) process.exit(1);\n 142   },\n 143 \n-144   async authUrl() {\n+144   \"auth-url\": async () => {\n 145     requireCreds();\n 146     const codeVerifier = makeVerifier();\n 147     const state = random(16);\n 148     const params = new URLSearchParams({\n     ...\n 247   },\n 248 };\n 249 \n 250 const [name, ...args] = process.argv.slice(2);\n-251 const fn = commands[name === \"auth-url\" ? \"authUrl\" : name];\n+251 const fn = commands[name];\n 252 if (!fn) {\n-253   console.log(Object.keys(commands).join(\" \") + \" auth-url token accounts transactions\");\n-254   console.log(\"Commands: discovery, selftest, auth-url, token <code>, accounts, transactions <account_id>\");\n+253   console.log(\"Commands: \" + Object.keys(commands).join(\", \") + \"  (token takes <code>, transactions takes <account_id>)\");\n 255   process.exit(name ? 1 : 0);\n 256 }\n 257 await fn(...args);","patch":"--- /sandbox/repo/banno-example/banno.mjs\n+++ /sandbox/repo/banno-example/banno.mjs\n@@ -140,9 +140,9 @@\n     console.log(actual === expected ? \"PKCE self-test: PASS\" : `PKCE self-test: FAIL (expected ${expected})`);\n     if (actual !== expected) process.exit(1);\n   },\n \n-  async authUrl() {\n+  \"auth-url\": async () => {\n     requireCreds();\n     const codeVerifier = makeVerifier();\n     const state = random(16);\n     const params = new URLSearchParams({\n@@ -247,11 +247,10 @@\n   },\n };\n \n const [name, ...args] = process.argv.slice(2);\n-const fn = commands[name === \"auth-url\" ? \"authUrl\" : name];\n+const fn = commands[name];\n if (!fn) {\n-  console.log(Object.keys(commands).join(\" \") + \" auth-url token accounts transactions\");\n-  console.log(\"Commands: discovery, selftest, auth-url, token <code>, accounts, transactions <account_id>\");\n+  console.log(\"Commands: \" + Object.keys(commands).join(\", \") + \"  (token takes <code>, transactions takes <account_id>)\");\n   process.exit(name ? 1 : 0);\n }\n await fn(...args);\n","firstChangedLine":144}}

cd /sandbox/repo/banno-example && node --check banno.mjs 2>&1 | head -3; echo "== selftest"; node banno.mjs selftest; echo "== discovery"; node banno.mjs discovery; echo "== usage"; node banno.mjs; echo "== creds guard"; node banno.mjs auth-url; echo "rc=$?"; echo "== token guard"; node banno.mjs accounts

{"content":[{"text":"== selftest\ncode_verifier = e517c32aee2356891326604e79ad7d358154e124c157d762cbc8896fb13bfbc5d93a335cc27df714a9280e8249cbc3507143b3b7829d3fe9f62b9fce\ncode_challenge= 4lKn4LVhzJzjx_BttEPuMcracgFKVKbTMmSKYAvA24Y\nPKCE self-test: PASS\n== discovery\n{\n  \"issuer\": \"https://digital.garden-fi.com/a/consumer/api/v0/oidc\",\n  \"authorization_endpoint\": \"https://digital.garden-fi.com/a/consumer/api/v0/oidc/auth\",\n  \"token_endpoint\": \"https://digital.garden-fi.com/a/consumer/api/v0/oidc/token\",\n  \"scopes_supported\": [\n    \"openid\",\n    \"offline_access\",\n    \"profile\",\n    \"email\",\n    \"address\",\n    \"phone\",\n    \"https://api.banno.com/consumer/auth/offline_access\",\n    \"https://api.banno.com/consumer/auth/accounts.readonly\",\n    \"https://api.banno.com/consumer/auth/accounts.unmaskednumber.readonly\",\n    \"https://api.banno.com/consumer/auth/accounts.readwrite\",\n    \"https://api.banno.com/consumer/auth/accounts.stops.readonly\",\n    \"https://api.banno.com/consumer/auth/accounts.stops.readwrite\"\n  ],\n  \"code_challenge_methods_supported\": [\n    \"S256\"\n  ]\n}\n== usage\nCommands: discovery, selftest, auth-url, token, accounts, transactions  (token takes <code>, transactions takes <account_id>)\n== creds guard\nMissing BANNO_CLIENT_ID / BANNO_CLIENT_SECRET.\nGet them from the jackhenry.dev developer dashboard (Sign in with Google + US phone 2FA),\nor from your institution's Banno People back-office administrator.\nSee https://jackhenry.dev/open-api-docs/getting-started/\nrc=1\n== token guard\nNo access token stored. Run `auth-url` then `token <code>` first.\n\n\nCommand exited with code 1","type":"text"}],"details":{}}

cd /tmp/bannodemo 2>/dev/null || mkdir -p /tmp/bannodemo && cd /tmp/bannodemo; cp /sandbox/repo/banno-example/banno.mjs .; BANNO_CLIENT_ID=demo-client BANNO_CLIENT_SECRET=demo-secret BANNO_SCOPES="openid https://api.banno.com/consumer/auth/accounts.readonly" node banno.mjs auth-url > out.txt 2>err.txt; cat out.txt; cat err.txt; URL=$(sed -n '3p' out.txt); echo "== live response for that URL:"; timeout 20 curl -sS -o /dev/stdout -w "\nhttp=%{http_code}\n" "$URL" | head -c 400; ls -la .banno-session.json; rm -rf /tmp/bannodemo

{"content":[{"text":"Open this URL in a browser and sign in as your Garden test user:\n\nhttps://digital.garden-fi.com/a/consumer/api/v0/oidc/auth?client_id=demo-client&redirect_uri=http%3A%2F%2Flocalhost%3A8080%2Fdynamic&scope=openid+https%3A%2F%2Fapi.banno.com%2Fconsumer%2Fauth%2Faccounts.readonly&response_type=code&state=2c011139ab3806b7ed730f30b432d611&code_challenge=TGLyZaejsLNbON7PtNMbjBOj1_DYZsJ83R2xbba1JgA&code_challenge_method=S256\n\nAfter consenting you will be redirected to http://localhost:8080/dynamic?code=...&state=2c011139ab3806b7ed730f30b432d611\nVerify state matches, then run:  node banno.mjs token <code>\n(session written to /tmp/bannodemo/.banno-session.json)\n== live response for that URL:\n{\"error\":\"invalid_client\",\"error_description\":\"client is invalid\",\"state\":\"2c011139ab3806b7ed730f30b432d611\",\"iss\":\"https://digital.garden-fi.com/a/consumer/api/v0/oidc\",\"request_id\":\"701a3891439f9040abeaeaf17dde18ab\"}\nhttp=400\n-rw------- 1 root root 352 Sep 18 21:49 .banno-session.json\n","type":"text"}]}

{"content":[{"text":"Successfully replaced 1 block(s) in /sandbox/repo/.gitignore.","type":"text"}],"details":{"diff":"  1 # Keep generated and vendored files out of source diffs.\n  2 \n+ 3 # Local OAuth session state (PKCE verifier + tokens)\n+ 4 .banno-session.json\n+ 5 \n  3 # Logs / OS cruft\n  4 *.log\n  5 .DS_Store\n  6 \n    ...","patch":"--- /sandbox/repo/.gitignore\n+++ /sandbox/repo/.gitignore\n@@ -1,6 +1,9 @@\n # Keep generated and vendored files out of source diffs.\n \n+# Local OAuth session state (PKCE verifier + tokens)\n+.banno-session.json\n+\n # Logs / OS cruft\n *.log\n .DS_Store\n \n","firstChangedLine":3}}

cd /tmp && for u in "https://www.jackhenry.com/digital/banno" "https://www.jackhenry.com/pricing"; do echo "== $u"; timeout 20 curl -sSL "$u" -o p.html -w "http=%{http_code}\n"; python3 -c "
import re,html
t=open('p.html',encoding='utf8',errors='replace').read()
t=re.sub(r'<(script|style|svg)[^>]*>.*?</\1>','',t,flags=re.S)
t=re.sub(r'<[^>]+>',' ',t); t=html.unescape(t); t=re.sub(r'\s+',' ',t)
import sys
print(t[:600])
print('...pricing/cost mentions:', re.findall(r'[^.]{0,90}(?:pricing|price|cost|per member|subscription)[^.]{0,90}', t, flags=re.I)[:4])"; done

{"content":[{"text":"== https://www.jackhenry.com/digital/banno\nhttp=200\n \n...pricing/cost mentions: []\n== https://www.jackhenry.com/pricing\nhttp=404\n /404 Blog Events Fintech Integration Network Build For Developers For Designers Careers For Clients Login --> Who We Serve How We Help What We Offer Who We Are Resources Insights Contact Us --> Contact Us Banks We support community and regional banks with the technology ecosystem and support they need to thrive today and in the future. Credit Unions We help credit unions serve members at their moments of need and on the channel of their choice as their financial lives evolve. De Novo Banks We deliver the insight and technology ecosystem that new banks need – from meeting initial business goal\n...pricing/cost mentions: ['b Blog Events Fintech Integration Network For Developers For Designers For Vendors Manage Subscriptions Site Map © 2026 Jack Henry & Associates, Inc']\n","type":"text"}]}